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FinTech and the disruption it can cause to the traditional banking systems is now a hot topic of debate in the banking conferences. Global venture capital funds are super-bullish on this front and are accentuating investments in the FinTech companies. Thanks to the burgeoning demand of FinTech in recent times, more crowdsourcing platforms are letting artists or fledgling entrepreneurs to crowd-source capital from a large constituency of online donors or investors.
For instance, peer to peer (P2P) lending, the high-tech equivalent of borrowing money from friends, helps in raising a loan from an online community at a mutually negotiated interest rate. Also, digital wallet providers allow people to zip money across borders even without any bank accounts using handheld devices.
Amalgamation of these technologies, which goes under the umbrella term FinTech, is expected to metamorphose the way all of us use banking and financial services. And Drupal can act as the perfect content management framework for building a great FinTech platform.A portmanteau of financial technology
The lines between technology and the financial services are blurring
Financial technology, which is referred to as FinTech, illustrates the evolving intersection of financial services and technology. FinTech allows people to innovate while transacting business ranging from digital money to double-entry bookkeeping.
Since the advent of the internet revolution and later the mobile internet revolution, financial technology has grown multifold. Originally referred to technology applied to the back office of banks or trading firms, FinTech now caters to a broad variety of technological interventions into personal and commercial finance.
According to EY’s FinTech Adoption Index, one-third of consumers leverage at least two or more FinTech services and more and more of these consumers are also aware of FinTech being a part of their daily lives.
FinTech encompasses the startups, technology companies or even legacy providers. Startups use technology to offer existing financial services at affordable costs and to provide new tech-driven solutions. Incumbent financial enterprises look to acquire or work with startups to drive digital innovation. Technology companies offer payment tools. All these can be seen as FinTech. Surely, the lines between technology and the financial services are blurring.Origins of FinTech Source: 16Best
In broad lines, the financial industry has seen a gargantuan shift over the years with the way it is leveraged in the times of rapid technological advancements. 16Best has compiled a brief history of FinTech which shows how the gap between financial services and the technology has got bridged over the years.The gap between financial services and the technology has got bridged over the years.
In 1918, the Fedwire Funds service began offering electronic funds transfer. And while the Great Depression was ravaging the world’s economies, IBM provided some solace with its 801 Bank Proof Cach Machine that offered the means for faster cheque processing. Subsequently, credit cards and ATMs came into existence in the ‘50s and ‘60s.
In 1971, first all-electronic trading emerged in the form of NASDAQ. And in 1973, the SWIFT (Society for Worldwide Interbank Financial Telecommunications) built a unified messaging framework between banks for handling money movement.
1997 was the year which saw the emergence of mobile payment through Coca-Cola Vending Machine. Fast forward to 2000s and the present decade, a slew of innovations crashed into the finance sector with the introduction of digital wallets, contactless payments and cryptocurrencies.
FinTech is definitely re-inventing a quicker and more durable wheel as the world continues to witness a superabundance of new ventures refining financial services with technology.Merits of FinTech
Financial technology has taken the financial services to a whole new level with a cluster of merits that it offers. Here are some of the major benefits of FinTech:
- Robo Advisors: They are one of the biggest areas of FinTech. These online investment services put users through a slew of questions and then relies on algorithms to come up with an investment plan for them.
- Online Lending: It encompasses all aspects of borrowing from personal loans to refinancing student loans which improves money lending.
- Mobile payments: There is a growing demand for mobile payment options with the stupendous rise of mobile devices over the years.
Personal Finance and Savings: A plethora of FinTech organisations in the micro saving department have been helping people to save their change for rainy days and a whole lot of them rewarding customers for doing so. For instance, Digit allows you to automate the process of saving extra cash.Source: Statista
Online Banking and Budgeting: Online banks like Simple reward users for using their ‘automatic savings’ service and also offer a cost-effective option over a traditional bank. Leveraging online tools, they assist users to plan budgets and handle their money smartly from their mobile devices with minimal effort to meet their savings goals.
Insurance: New insurance models have been strengthening the FinTech space. Metromile, an insurance model, sells pay per mile car insurance.Source: Statista
Regtech: Regulation Technology, which utilises IT to enhance regulatory processes, is one of the significant sectors where numerous FinTech app ideas have come into light around this domain. Regtech is useful for trading in financial markets, monitoring payment transactions and identification of clients among others. For instance, PassFort helps in standardising the online compliance processes.How is Drupal powering FinTech?
Organisations offering FinTech solutions need to maintain a robust online presence. Drupal has been powering the landscape of FinTech with its enormous capabilities.The launch of TPG Capital
TPG Capital is one of the major enterprise-level FinTech companies which has leveraged the power of Drupal 8.
One of the primary objectives for TPG’s marketing circuit was to harness the Drupal’s flexibility as a digital empowerment platform. They wanted the ability to make alterations to content on the fly and try out new messaging approaches. Simultaneously, the financial industry’s stringent legal and regulatory requirements called for a flexible TPG platform that would meet the specific needs of the sector thereby offering top-notch security.
Drupal came out as the right choice when it came to the CMS that would facilitate the TPG’s goal for mirroring their cutting-edge business practices and incorporate modern website design and branding.
A digital agency built a responsive, mobile-first site. It featured newer CSS features like Flexbox and CSS animations and minimised the site’s dependence on Compass by introducing auto prefixer. Moreover, Drupal 8 version of Swifttype was built for the search component and contributed back to the Drupal Community.The launch of Tech Coast Angels
Tech Coast Angels are one of the biggest angel investment organisation in the US.
Tech Coast Angels selected Drupal as their CMS of choice for its excellent features vis-à-vis user authentication, account management, roles and access control, custom dashboards, intricate web forms for membership and funding application, workflow management and email notifications.
Performance improvements were made by a digital agency to both the Drupal application and the server environments which brought down the costs to a huge extent by minimising the hardware requirements necessary to run the Drupal codebase in both staging and production environments.
With Drupal being one of the most security focussed CMSs, it helped a great deal in making amendments related to security of the site. Views caching were enabled and unnecessary modules were turned off on the production server.Market trends
The Pulse of FinTech 2018 by KPMG shows that global investments activity in FinTech companies has been steadily rising with 2018 turning out as the most profitable year. It is only going to grow more in the coming years.
In the coming years, the main trends in the asset and wealth management, banking, insurance and transactions and payments services industries can be seen in the illustration above.Conclusion
FinTech is a great alternative to traditional banks. FinTech excels where traditional banks lag behind. In addition to offering robust financial services leveraging technological advancements, organisations offering FinTech solutions need to have a superb digital presence to offer a great digital experience. Drupal can be an awesome content store for an enterprise-level FinTech platform.
Drupal experts at Opensense Labs have been powering digital transformation pursuits of organisations offering a suite of services.
Contact us at firstname.lastname@example.org to build a FinTech web application for your business using Drupal.blog banner blog image FinTech Drupal FinTech Drupal and FinTech Financial Technology FinTech platform FinTech web application FinTech website Blog Type Articles Is it a good read ? On
If you search for “drupal bootstrap” in Google, the first result will likely be the Bootstrap theme. This theme is the most popular on drupal.org with over 150,000 reported installs. But as of this writing, the theme only supports Bootstrap 3, not version 4 which is the latest.
So if you want to use Bootstrap 4 you’ll need to use another theme until the Bootstrap theme supports version 4.
In this tutorial, you’ll learn how to configure and use the Drupal 8 version of the Barrio theme which uses Bootstrap 4.
You have already seen what Drupal blogs were trending in previous months, and now it is time to look at all the blog posts we’ve written. Here are the blog topics we covered in September 2018.READ MORE
CKEditor is the WYSIWYG editor that you'll see in Drupal 8.
The default installation of CKEditor has a lot of options, but you can also add more features. CKEditor is an open source editor and has a wide range of extra plugins.
One of our customers asked how they could add 'color", "text" and "font family" buttons to their CKEditor. This tutorial will explain how to add these buttons to the editor.
AddWeb Solution: Drupal Europe, 2018 - A community that codes together, organize the event together, grows together!
A Drupal event is one such destination that I long to visit, each year. Plus, this one happening in Germany was a special one. Yes, you got it right, I’m talking about the Drupal Europe that took place last month at the Darmstadt, Germany. And to answer what apparently made this one a special Drupal event for me is that it was a community-driven event, the scale of which matches with that of a DrupalCon. Such enthusiasm and such efforts! Applauds and appreciation to the entire Drupal community of Europe and worldwide for having shown such a withstanding support for Drupal and making #DrupalEU such a massively successful event.
Yes, did volunteer and contribute in order to do our share in supporting this massive and enthusiastic community-driven event called the Drupal Europe 2018. Isn’t that what is expected out of a hardcore Drupaler like us, who’s been a working aggressively for the community ever since 2012. We’re involved with the website part of the event and came up with a few bug fixes too. We intended to contribute on a way larger scale, but alas the time constraint and the work commitment. While not trying to redeem ourselves, but isn’t working on a Drupal project for a client is too a form of contribution done for the community?! Did just heard a yes from you!
The Enthusiastic Event & Visually-Stunning Venue!
Drupal Europe is said to be the biggest European Drupal event, by far. The event was organized at the Darmstadtium - a beautiful structure of modern architecture with a mark of history living in it. Yes, amidst the exceptionally designed modern Darmstadtium stands an old wall from history.
The five-day event at this exceptional structure had almost 1000 Drupalers from across the world. The event was divided into three major areas; one, where the booths were set up by different Drupal sponsors, two, where the sessions were being conducted by the Drupal experts, and third, where the Bird Of Feather(BOF) sessions were organized.
Entire CMS Community Under One Roof!
Drupal Europe spoke for and promoted Drupal extensively and dedicatedly. But that does also not mean shunning away from the entire open source community. Hence, a concept of ‘Open Web Lounge’ was also implemented at Drupal Europe, like other open source community events. Here people from the entire open source community come under one roof to brainstorm and discuss relevant topics of the community. It’s an informal gathering where a bunch of like-minded people tries and contribute to the community with their solutions & suggestions. This is one of the healthiest things happening across all the community-based events.
Sessions, Booths & BOFs
A Drupal event is always about a host of things to do and programs to attend. So much so that one always misses out on several such things. So did I! But thankfully I also got to attend a series of sessions, which I completed cherished. Like the one on the ‘Autosave and concurrent editing in Drupal 8’ by Hristo Chonov, ‘Drupal Diversity & Inclusion’ by Tara King & Elli Ludwigson, ‘The Way We Work’ by Kevin Bridges and Elli Ludwigson, and many more! Apart from this I also attended a couple of BOFs and walked through different stalls and connected with different people from the Drupal community.
A Perfectly Creative Prenote!
Yes, this time I’ll prefer sharing details about the prenote prior to that of the Driesnote. The prenote topped the list of fun events at Drupal Europe, 2018. Jeffrey A. McGuire, along with Campbell Vertesi, Adam Juran and others came up with the most creative and innovative Prenote ever. And the part that stole my heart was the recreation of ‘Imagine’ with a touch of Drupal in it. Just Phenomenal!
One of the most awaited parts of any Drupal event has to be the #Driesnote, by the founder of Drupal - Dries Buytaert. He started with a goal to build a Drupal that people love, and shared the roadmap he has structured to reach this goal. He went ahead sharing the updates regarding the initiatives taken so far with the community members present at Drupal Europe. He also spoke about the marriage of React UI and Drupal, in order to improve the overall administration experience of the site. Like always, Driesnote was an insightful session to attend. Here’s the link to the entire Driesnote, for those who missed out on it.
The #DrupalCEO Dinner!
Last but certainly not the least! It was a night to remember with the senior level executives of the companies actively working for the Drupal community and the founder of Drupal himself - Dries Buytaert. And we feel privileged to be a part of this exclusive and prestigious dinner night. It’s a new initiative, initially started by a handful of CEOs of Drupal companies, which later got widely popular. Though an informal event, the DrupalCEO dinner is an event that brings out the best of suggestions and surveys from the leading Drupal-ers around the world.
This one was my first Drupal community-driven event and believe me, it was a phenomenal experience in itself. The enthusiasm and efforts of the community were soaring aloud of the strength of the Drupal community at large, which apparently translated into such a progressive vibe at the event!
One of OSTraining members asked how to create a search box with a sliding out effect. Their goal was to arrive at the search box similar to the one you can find at the top of Drupal's own website.
In this tutorial, you will learn how to create a search box that expands once you clicked on the icon. Also, while it stays expanded, it blur out your main menu.
First came the physical servers which were followed by the virtual machines and now the developer ecosystem is rapidly adopting container and serverless computing. One of the biggest challenges that physical servers pose is their management which virtualisation resolves by emulating the real system thereby streamlining the governance of different functions. Now, container and serverless computing are extrapolating the benefits to a whole new level for the developers. And this is where Kubernetes comes into play.
Timeline of Kubernetes formation
Google’s Cloud Next 2018 summit held in San Francisco emphasised upon the company’s active involvement in over thousands of open source projects including Kubernetes. By the time Kubernetes was introduced in Google Cloud, it had more than 20,000 contributors which made it one of the fastest moving projects in the open source history. Kubernetes can be a huge asset in the deployment of projects based on another open source framework - Drupal. But before we plunge into that, let’s traverse along the short timeline of Kubernetes’ formation.
Kubernetes was originally developed by a team at Google which has been open-sourced since its launch and is managed by a large community of contributors. RisingStack has compiled an interesting timeline which traces the history of Kubernetes with the birth of the Borg system.
Around 2003-2004, Google introduced the Borg system, a large-scale internal cluster management system, which was followed by the introduction of Omega cluster management system in 2013.
In the mid-2014, Google introduced the open source version of Borg in the form of Kubernetes. In the mid-2015, Kubernetes v1.0 was officially released.2016 was the year when Kubernetes went mainstream
2016 was the year when Kubernetes went mainstream with more advanced releases, case studies, conferences, and the support for Windows Server and OpenAPI.
In 2017, big enterprises started adopting and supporting Kubernetes with Microsoft, Oracle, Google, IBM, and Amazon coming up with more container orchestration methods using Kubernetes.A Closer Look at Kubernetes
Kubernetes is a portable, extensible open-source platform for managing containerized workloads and services, that facilitates both declarative configuration and automation - Kubernetes documentation
An open source system, Kubernetes is used for handling containerized application across numerous hosts offering basic mechanisms for deployment, maintenance, and scaling of applications. It is hosted by the Cloud Native Computing Foundation (CNCF). CNCF was formed through the partnership of Google and Linux Foundation. It aims to develop sustainable ecosystems CNCF helps in fostering a community of top-notch projects that orchestrate containers as part of a microservices architecture.
Kubernetes enables you to deploy containerised application swiftly and predictably and can scale containerised applications on the fly. It seamlessly rolls out new features to your containerised applications and optimises your hardware.
The significant features of Kubernetes include:
Deployment of containers and management of rollout control: With Kubernetes, you can describe your containers and define how many you want in a single deployment. It can govern the running of those containers (even across multiple hosts) and also manage changes like updating images, changing variables etc. to your containers.
- Resource Bin packing: This lets you declare minimum and maximum computer resources (CPU and memory) for all the containers.
- Service delivery: It has the provision of built-in service delivery for the automatic exposure of containers to the internet or other containers in the Kubernetes cluster.
- Autoscaling: It automatically performs load balancing of traffic across matching containers.
- Heterogenous clusters: It helps in developing a cluster with a mixture of virtual machines, on-premises servers, or bare metal in the company data centre.
- Storage support: It has the provision for persistent storage support with support for Amazon Web Services EBS, Google Cloud Platform persistent disks, and many more. Vendors like Red Hat, Dell, NetApp and EMC offer persistent storage for Kubernetes.
- High availability: It has very high availability such as multi-master and cluster federation enabling the linking of clusters together for load balancing.
Note that Kubernetes is not a replacement for Docker but it is for some of the top-of-the-line technologies that have emerged around Docker.
One of those technologies is Docker Swarm which is an orchestrator bundled with Docker. It is possible to leverage Swarm instead of Kubernetes but Docker Inc. has chosen to make Kubernetes a part of the Docker Community and Docker Enterprise editions moving forward.
Kubernetes is not a drop-in replacement for Swarm. Kubernetes is significantly more intricate than Swarm and needs more work to deploy. But again, the work involved with the container orchestration using Kubernetes would provide a big payoff in the long run - a more governable, resilient application infrastructure. Docker Swarm is a good choice for the development work and smaller container clusters.Deploying Drupal using Kubernetes
Bay Area Drupal Camp 2017 had a presentation that exhibited the deployment of Drupal leveraging Kubernetes. A digital agency built a Lagoon platform that builds cloud web hosting solutions for decoupled Drupal with Node.js features. It showed that for scaling Drupal to a plethora of annual page views, decoupled CMS architecture enables the deployment of Docker, Kubernetes and OpenStack solutions together in data centres.
Lagoon platform was created for optimising hosting for Decoupled Drupal sites on the public cloud using OpenStack. With Lagoon, Drupal admins can build containers for PHP with NGINX, run the MYSQL or MariaDB installation in another container with Node.js configured on a third set.
Containers for Redis, Varnish Cache and Solr complete the install with the management of load balancing, page caching and auto-scaling web server nodes to match traffic rates. Lagoon relies upon Red Hat Enterprise Linux and the OpenShift platform in addition to the Original Community Kubernetes Distribution (OKD). System admins would have to use Jenkins, Ansible, Vagrant, TravisCI, Puppet, Docker, and CircleCI for configuration.
Programmers and developers would have to be adept with GraphQL, React, Apollo, Next.js and Prometheus. Lagoon leverages Alpine Linux for container installs from Docker images. Content Delivery Network (CDN) integration completes a different production route for anonymous traffic by geolocation thereby optimising datacentre hardware.
Workflow process with Lagoon involves reading the docker-compose.yml and creating disk images which set up the OS for web servers in containers. Then, disk images are pushed to an OS registry like GitHub or BitBicket. Using Ansible, the disk image is pushed to a git repository and commits are made to Node.js for testing. Lagoon deploys disk images from the git repository for Drupal web hosting requirement s in Kubernetes clusters.
Minishift can be leveraged to run OpenShift server administration on the desktop. Lagoon comprises of server-side rendering for Node.js and React on NGINX, running Drupal on NGINX in isolated containers individually. Then, Varnish Cache is used to handle HTML file transfers to users and CDNs.Market trends Source: 451 Research
A study conducted by technology research and advisory company 451 Research investigated containers adoptions by enterprises across the wide array of industries. It revealed that enterprises of all sizes are rapidly using containers and man are even deploying and governing their containerised workloads with orchestration software. 52% of the organisations gestured that they are running container management and orchestration software in production today and 71% of the respondents were using Kubernetes.
Another survey by Portworx Annual Container Adoption in 2017 included insights from 491 IT pros across a variety of industries and company sizes. It delineated that Kubernetes was the preferred option when it comes to container orchestration(shown in the graph below).
Moreover, a report on Transparency Market Research stated that “key drivers of the Kubernetes solutions market are the rapid growth of container orchestration, increase in investment by vendors, more focus on hybrid cloud and multi-cloud, an increase in adoption of Kubernetes by major players offering cloud computing”.
This report also stated that while North America accounts for the largest share of Kubernetes solutions market, Europe trails behind the second largest. Also, Amazon Web Services, Google Inc., Microsoft Corporation, Red Hat, Inc., Apprenda Inc., UnitedHealth Group, IBM Bluemix, Cisco Systems, Inc., Target, Oracle Corporation, Huawei Technologies Co., Ltd, CenturyLink, Inc. Kismatic, Inc., Heptio, Core OS, Datera, and NavOps are the major vendors.Conclusion
Drupal as a great content store has grown exponentially due to the presence of its large and active community which is committed towards the perpetual improvement of Drupal to powering digital innovation. Kubernetes, also being an open source software, can of huge help in the Drupal deployment and has made rapid strides with colossal adoption rate among the big enterprises in recent times.
At Opensense Labs, we have been offering a suite of services to provide amazing digital experience to our partners.
Ping us at email@example.com to develop and deploy Drupal-based web applications leveraging the power of Kubernetes.blog banner blog image kubernetes Drupal Kubernetes Drupal deployment Drupal and Kubernetes Blog Type Articles Is it a good read ? On
In 1999, I decided to start dri.es (formally buytaert.net) as a place to blog, write, and deepen my thinking. While I ran other websites before dri.es, my blog is one of my longest running projects.
Working on my site helps me relax, so it's not unusual for me to spend a few hours now and then making tweaks. This could include updating my photo galleries, working on more POSSE features, fixing broken links, or upgrading to the latest version of Drupal.
The past month, a collection of smaller updates have resulted in a new visual design for my site. If you are reading this post through an RSS aggregator or through my mailing list, consider checking out the new design on dri.es.Before (left) and after (right).
The new dri.es may not win design awards, but will hopefully make it easier to consume the content. My design goals were the following:
- Improve the readability of the content
- Improve the discoverability of the content
- Optimize the performance of my site
- Give me more creative freedom
To improve the readability of the content, I implemented various usability best practices for spacing text and images.
I also adjusted the width of the main content area. For optimal readability, you should have between 45 and 75 characters on each line. No more, no less. The old design had about 95 characters on each line, while the new design is closer to 70.
Both the line width and the spacing changes should improve the readability.Improve the discoverability of content
I also wanted to improve the discoverability of my content. I cover a lot of different topics on my blog — from Drupal to Open Source, startups, business, investing, travel, photography and the Open Web. To help visitors understand what my site is about, I created a new navigation. When the Archive-link is clicked, visitors will be presented the key topics I write about. It's a small change, but it should help new visitors figure out what my site is about.Optimize the performance of my site
Less noticeable, is that the underlying HTML and CSS code is now entirely different. I'm still using Drupal, of course, but I decided to rewrite my Drupal theme from scratch.
The previous design had almost 52K of theme-specific CSS, while the new design has 16K of theme-specific CSS. That is more than three times smaller.
The new design also results in fewer HTTP requests as I replaced all stand-alone icons with inline SVGs. Serving this page now takes 16 HTTP requests compared to 33 HTTP requests with the previous design.
All this results in faster performance. This is especially important for people visiting my site from a mobile device, and even more important for people visiting my site from mobile devices in areas in the world with slow internet. A lighter theme with fewer HTTP requests makes my site more accessible. It is something I plan to work more on in the future.
Website bloat is a growing problem and impacts the user experience. I wanted to lead by example, and made my site simpler and faster to load.
The new design also uses Flexbox and CSS Grid Layout — both are more modern CSS standards. It is fully supported in all main browsers: Chrome, Firefox, Safari and Edge. It is, however, not fully supported on Internet Explorer, which accounts for less than 3% of all my visitors. Internet Explorer users should still be able to read all content though.Give me more creative freedom
Last but not least, the new design provides me with a better foundation to build upon in subsequent updates. I wanted more flexibility for how to lay out images in my blog posts, highlight important snippets, and add a table of content on long posts. You can see all three in action in this post, assuming you're looking at this blog post on a larger screen.
Custom code gives you exactly what you need, but it comes with a cost.
Each month, we revisit out top Drupal blog posts of the month, giving you the chance to check out some of our favourites. Let’s look at the top blog posts from September 2018.READ MORE
DDEV is a local development stack built on top of Docker. It gives you all of your environment needs without messy configured on your host machine, without needing to know Docker or configure your own containers. Which is great, and makes life easier. Instead of just using DDEV to develop your site or application locally, why not also run your tests within it?
In some cases, it can be extremely interesting to be able to override a configuration dynamically. One of the first use cases immediately noticeable is in the case of a site factory with a set of shared and deployed features, and therefore identical configurations shared.
Ashday's Digital Ecosystem and Development Tips: How a Content Management System Can Help Streamline Your Business
The reality is that running a business is such a diverse and complex endeavor that managing complex and rapidly evolving software solutions needed to execute the mission can be an overwhelming component. It already takes enough energy and expertise to be proficient in managing people, knowing your vertical, regulating cash flow, envisioning new products, evaluating old products, and on and on and on. The problem, however, is that if you don’t leverage complex and rapidly evolving software solutions to handle processes, you end up drowning in inefficiency and inconsistency. So therein lies a significant and difficult problem because you likely didn’t get into business to become an informal senior software architect. And that’s where leveraging something like a robust CMS comes into play.
Let’s look at some of the ways leveraging a modern CMS, like Drupal, for example, can significantly streamline your business and free you to, well, run your business.
As you may know, Drupal 6 has reached End-of-Life (EOL) which means the Drupal Security Team is no longer doing Security Advisories or working on security patches for Drupal 6 core or contrib modules - but the Drupal 6 LTS vendors are and we're one of them!
Today, there is a Critical security release for the Lightbox2 module to fix a Cross Site Scripting (XSS) vulnerability.
The Lightbox2 module enables you to overlay images on the current page.
The module did not sanitize some inputs when used in combination with a custom View leading to potential XSS.
See the security advisory for Drupal 7 for more information.
Here you can download the Drupal 6 patch.
If you have a Drupal 6 site using the Lightbox2 module, we recommend you update immediately! We have already deployed the patch for all of our Drupal 6 Long-Term Support clients. :-)
If you'd like all your Drupal 6 modules to receive security updates and have the fixes deployed the same day they're released, please check out our D6LTS plans.
Note: if you use the myDropWizard module (totally free!), you'll be alerted to these and any future security updates, and will be able to use drush to install them (even though they won't necessarily have a release on Drupal.org).